Texas Housing Market

Dallas core or suburbs? The price is only the start. Here is how property taxes, MUD districts, HOA dues, and commute costs change your mortgage math.

Texas homeowners insurance is among the priciest in the country, and it sits inside your mortgage payment and your DTI. Here is how it shapes what you qualify for.

When clients ask me about buying a home in Houston, my first question is always: which Houston? The metro covers more than 670 square miles and encompasses dozens of distinct submarkets, each with its own inventory levels, price trends, and commute dynamics. Getting the mortgage part right starts with understanding how those submarkets affect what…

Flood zone designation in Texas can affect your mortgage payment, insurance requirements, and negotiating position. Here is how to check any property before making an offer.

I am Anthony Ferrando, a mortgage loan originator based in Austin, and one of the questions I hear most often from buyers relocating to Texas from other states is some version of: “I heard Texas has high property taxes. How high are we talking?” The answer depends entirely on which county you are buying in,…

Fort Worth is a different mortgage market than Dallas. Tarrant County property taxes, builder activity, and loan specifics deserve their own breakdown before you make an offer.

More than two-thirds of Texas homes sold below list price in 2026. I break down the concessions buyers are winning and how to negotiate them in Dallas, Houston, and San Antonio.

Texas’s 2026 homestead exemption removes $140,000 from your appraised value for school district taxes. Here is who qualifies, how to file at any Texas county appraisal district, and what most new owners miss.