TEXAS MORTGAGE BROKER · SINCE 2012
Lower Rates.
Real Answers.
Zero Stress.
You deserve a mortgage broker who explains everything clearly, fights for the lowest rate, and actually picks up the phone. That’s what I do.
14+
Years Experience
9
days average close
TX
licensed statewide
THE PROBLEM
Getting a Mortgage Shouldn’t Feel Like This
The mortgage industry is full of jargon, hidden fees, and lenders who disappear after you apply. You deserve better than that.
😰
“Am I getting ripped off?”
You got a rate quote but you have no idea if it’s actually good. Every lender claims to have the best rates. How would you even know?
🏦
“The big bank doesn’t care about me”
You’re a number in a queue. Your “loan officer” changes every time you call. Nobody knows your name or your situation.
🤯
“I don’t understand any of this”
Points, APR, escrow, PMI, DTI. You need a decoder ring just to read your own loan estimate. Nobody’s explaining it in plain English.
👻
“My lender ghosted me”
All smiles at the start. Then silence. No updates, no returned calls. Just anxiety and a closing date getting closer.
💸
“Hidden fees keep appearing”
Every time you turn around there’s another cost you didn’t expect. The rate you were quoted somehow isn’t the rate you’re getting.
😫
“This is way too stressful”
Buying a home should be exciting. Instead you feel like you’re navigating a maze blindfolded. Something about this process feels broken.
YOUR GUIDE
I Get It. And I Do Things Differently.
I’ve worked in the mortgage industry since 2012, and I’ve seen how most companies treat people. The jargon, the runaround, the quietly inflated rates that pay for bloated overhead and agent kickbacks.
Everything about how I run this company is built to deliver on that question. Low overhead, no kickbacks, no games. Just great rates and a process that actually makes sense.“When I started my own mortgage company, I asked myself one question: If I came to myself for a mortgage, and I did not shop around, could I get a great rate every time and would it be easy? That became the standard.”
THE PLAN
Three Simple Steps
Here’s exactly what happens when you reach out. No surprises.
01
Discovery Call
Schedule a quick call to discuss your plans, your goals, and how I can help. No pressure, no obligation. Just an honest conversation about your situation.
02
Homework
You’ll complete our mortgage application and document checklist through our secure online portal. We will process everything in 2 business days or less.
03
Financial Consultation
We join a Zoom meeting to review your results together, look at preliminary numbers, and answer every question you have. You’ll know exactly where you stand.
THE DIFFERENCE
Better Rates. Here’s Why.
Most mortgage companies have layers of overhead. Big offices, management teams, marketing departments, and co-marketing fees paid to real estate agents for referrals. All of that cost gets passed to you in the form of a higher rate. My company works differently.
✓ Small by design – Low overhead means low costs. Period.
✓ No agent kickbacks – I don’t pay real estate agents to send me business. That savings goes directly to you.
✓ Broker, not a bank – I have access to the lender rates banks don’t offer their customers. You get the inside price, not the retail markup.
✓ Direct access to the owner – When you call, you get me. Not a call center. Not a junior associate. Me.
You get an industry veteran in your corner AND rates that make your bank’s offer look like a rough draft.
▶ Why My Rates Are Lower (7 min)
LEARN
Watch Before You Call
I believe you should understand your mortgage before you sign anything. These short videos break down everything you need to know. No jargon, no sales pitch.
First-Time Buyer? Start Here
Getting Started
▶
How Much Home Can You Actually Afford?
Understanding Your Options
▶
Fixed vs. ARM: Which is Right For You?
Understanding Your Options
▶
What to Expect at Closing
The Process
See All Videos →
THE STAKES
Two Very Different Outcomes
✕ Without the Right Broker
✕ Overpaying because your lender padded the rate
✕ Confusion, jargon, and unanswered questions
✕ A lender who won’t return your calls
✕ Hidden fees that appear at closing
✕ Stress and anxiety from start to finish
✕ Paying for agent kickbacks without knowing it.
✓ With Anthony Ferrando
✓ Rates that compete with the lowest in the industry
✓ Every step explained in plain English
✓ Direct access to the owner, always
✓ Full transparency from day one
✓ A process that actually feels easy
✓ A lean company where savings go to YOU
REVIEWS
Hear it From Them
The word my clients use most often to describe working with me: Reliable.
★★★★★
“Anthony handled my refi and he was fantastic to work with. Communication was excellent and he was able to meet every need. I Highly recommend him and his team and they will handle all my transactions in the future.”
Andrew Barroso
Austin, TX
★★★★★
“Anthony and his team are mortgage experts. No other way to put it. From pre-qualification to closing, Mortgage Austin provided exceptional communication and transparency. They helped me purchase the home I wanted and we closed AHEAD OF SCHEDULE.”
Dominic McFadin
New Braunfels, TX
★★★★★
“Anthony Ferrando was my broker and did a spectacular job. He helped me purchase my home in Houston and even though he wasn’t even in the same city, it felt like he was because he was always quick to respond to messages and calls.”
Tammy Ngo
Houston, TX
Ready to Finally Feel Good About Your Mortgage?
No pressure, no obligation, no awkward sales pitch. Just an honest conversation about your situation and how I can help.