TEXAS MORTGAGE BROKER · SINCE 2012

San Antonio Mortgage Broker

Personal, low-overhead mortgage service for San Antonio homebuyers. Whether you are military, a first-time buyer, or investing in the Alamo City, I am here to help.

How Does a Mortgage Broker Help San Antonio Buyers?

A mortgage broker makes sure San Antonio’s affordability is not undone by an overpriced rate. As an independent broker, I provide wholesale pricing that the big San Antonio lenders cannot match, personal service that makes the process easy, and deep experience with VA financing for the military community here.

San Antonio is one of the most affordable major cities in Texas, which makes it a magnet for first-time buyers, military families, and investors. With Joint Base San Antonio (JBSA), Lackland Air Force Base, and Fort Sam Houston all within the metro, the military presence here is significant.

I work extensively with VA borrowers and understand the nuances of VA financing in the San Antonio market. But I also serve civilians buying their first home in Alamo Ranch, upgrading in Stone Oak, or investing in rental properties near the Pearl District.

Key facts:

  • 2026 conforming loan limit in Bexar County, like every Texas county: $806,500 (FHFA)
  • Loans above $806,500 require jumbo financing
  • Minimum down payments: 3% conventional, 3.5% FHA, $0 VA for qualified borrowers
  • Licensed statewide in Texas, originating since 2012

For where pricing sits today, see current Texas mortgage rates; for how the San Antonio metro is trending, see the Texas housing market page.

Why Work With a Statewide Broker?

Working with a statewide broker means wholesale pricing instead of retail markup, one point of contact from application to closing, and a license that covers every county in Texas. If you PCS or relocate within Texas, your financing does not have to start over with a new lender.

✓ Deep experience with VA loans for San Antonio’s military community

✓ Wholesale rates that beat most local San Antonio lenders

✓ Knowledge of Bexar County loan limits and local programs

✓ One person handles your entire loan from start to finish

✓ Licensed statewide. If you PCS or relocate within Texas, I am still your broker.

Buying a Home in San Antonio?

Schedule a free discovery call and let me show you the difference a low-overhead broker makes.

Schedule Your Discovery Call →

Anthony Ferrando NMLS# 1919613 | Client Direct Mortgage NMLS# 1065732