TEXAS MORTGAGE BROKER · SINCE 2012

Investment Property Loans in Texas

Building a rental portfolio in Texas? I work with investors across the state to secure financing that fits their strategy, from conventional investment loans to DSCR products.

Financing Your Texas Investment Property

Texas is one of the hottest rental markets in the country. Cities like Austin, Houston, Dallas, and San Antonio continue to attract new residents, which means strong demand for rental housing. Whether you are buying your first investment property or scaling a portfolio, the financing matters.

For investors, I offer conventional investment property loans as well as DSCR (Debt Service Coverage Ratio) loans. DSCR loans qualify based on the property’s rental income rather than your personal income, making them ideal for investors with complex tax returns or multiple properties.

Every investor’s strategy is different. Whether you are focused on long-term rentals, short-term vacation properties, or multi-family units, I will help you find the right loan product and structure the deal to maximize your return.

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DSCR Loans Available

Qualify based on the property’s rental income, not your personal W-2. Ideal for self-employed investors and those scaling a portfolio.

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Multiple Property Financing

Whether it is your second investment property or your tenth, I have access to products that accommodate experienced investors.

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Texas Market Expertise

I work with investors across every major Texas market. I understand the rental dynamics in Houston, DFW, Austin, and San Antonio.

Investment Property Loan Requirements

✓ Conventional: 15-25% down payment depending on property type and number of units

✓ DSCR: Minimum DSCR ratio of 1.0 or higher (property income covers the mortgage)

✓ Investment properties require higher credit scores (typically 680+)

✓ Cash reserves of 6+ months of mortgage payments

✓ Property must be in rentable condition or meet rehab loan guidelines

Ready to Grow Your Texas Rental Portfolio?

I will help you structure the financing to match your investment strategy. Schedule a call to talk numbers.

Schedule Your Discovery Call →

Anthony Ferrando | Ferrando Financial LLC | NMLS# 2403080